This Device Is Locked Due | To An Overdue Installment Payment Xiaomi Exclusive
This is not the same as a regular Mi Cloud lock (lost mode). A regular Mi lock can be bypassed with your password. This finance lock is permanent until the debt is cleared.
There is a delay between payment processing and Xiaomi’s server updating the device’s status. This can take up to 48 hours. Try restarting the phone with an active internet connection. If still locked, provide payment confirmation to support. This is not the same as a regular Mi Cloud lock (lost mode)
: The primary reason for this lock is a missed or late Equated Monthly Installment (EMI) payment. contact Xiaomi Support.
If you have a legitimate receipt showing you paid in full (cash or credit card) but the lock appeared, contact Xiaomi Support. This is not the same as a regular Mi Cloud lock (lost mode)